{"id":286,"date":"2017-10-02T03:07:18","date_gmt":"2017-10-02T03:07:18","guid":{"rendered":"https:\/\/mavencocoop.com.ph\/\/?page_id=286"},"modified":"2026-10-01T08:28:46","modified_gmt":"2026-10-01T08:28:46","slug":"our-approach","status":"publish","type":"page","link":"https:\/\/mavencocoop.com.ph\/index.php\/our-services\/our-approach\/","title":{"rendered":"Our Approach"},"content":{"rendered":"

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\n\t\t\t\t\n\t\t\t\t\tBusiness Loan\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t<\/div>\n\n\t\t

Loans designed to provide members with financial support for starting, expanding, or sustaining a business…<\/p>\n<\/div>\n\n\t\t

\n\t\t\t\n\t\t\t\t\t\t\t\t\t
\t\n\t\t\t\t\t\tLearn More<\/span><\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\"Business\t\t\t<\/a>\n\t\t<\/div>\n\t<\/div>\n\n[vc_empty_space height=”30px”][\/vc_column][vc_column width=”1\/3″]\n\n
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\n\t\t\t\t\n\t\t\t\t\tWorking Capital\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t<\/div>\n\n\t\t

Loans designed to provide members with funds to support daily business operations, maintain cash flow…<\/p>\n<\/div>\n\n\t\t

\n\t\t\t\n\t\t\t\t\t\t\t\t\t
\t\n\t\t\t\t\t\tLearn More<\/span><\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\"Working\t\t\t<\/a>\n\t\t<\/div>\n\t<\/div>\n\n[vc_empty_space height=”30px”][\/vc_column][vc_column width=”1\/3″]\n\n
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\n\t\t\t\t\n\t\t\t\t\tMicrofinance Loan\t\t\t\t<\/a>\n\t\t\t<\/h3>\n\n\t\t\t\t\t<\/div>\n\n\t\t

Loans designed to provide accessible financial support to members engaged in small-scale businesses, livelihood activities…<\/p>\n<\/div>\n\n\t\t

\n\t\t\t\n\t\t\t\t\t\t\t\t\t
\t\n\t\t\t\t\t\tLearn More<\/span><\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\"microfinance\"\t\t\t<\/a>\n\t\t<\/div>\n\t<\/div>\n\n[vc_empty_space height=”30px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1790842716268{padding-top: 60px !important;padding-bottom: 60px !important;background-image: url(https:\/\/mavencocoop.com.ph\/wp-content\/uploads\/\/2017\/11\/bg-h4-5.jpg?id=942) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”Lending Policy”][vc_column][vc_custom_heading text=”LENDING POLICY” font_container=”tag:h2|font_size:50|text_align:center|color:%23FFFFFF” use_theme_fonts=”yes” css=””][vc_empty_space height=”30px”][vc_row_inner][vc_column_inner width=”1\/3″]
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1. all loans subject for CIBI<\/h3>\n\t<\/div>\n\t
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All loans are subject to CIBI and shall be evaluated based on the Cooperative\u2019s established credit investigation and loan approval policies.<\/p>\n

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  • View Loan Approving Authorities<\/li>\n
  • View Loan Requirements<\/li>\n
  • Check Loan Eligibility<\/li>\n
  • Apply for a Loan<\/li>\n
  • Explore Our Loans<\/li>\n<\/ul>\n

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    2. All loans shall be approved<\/h3>\n\t<\/div>\n\t
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    \n\t\t\t<\/p>\n

    All loans shall be approved in accordance with the Loan Approving Authority Matrix.<\/p>\n

      \n
    • View Loan Approving Authorities<\/li>\n
    • View approval matrix<\/li>\n
    • Loan Approval Guidelines<\/li>\n<\/ul>\n

      \n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]

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      3. Capacity-Based Lending<\/h3>\n\t<\/div>\n\t
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      Loan approval is based on the borrower\u2019s capacity to repay, subject to CIBI and the Cooperative\u2019s established lending policies.<\/p>\n

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      • Solution Implementation<\/li>\n
      • Apply fo a Loan<\/li>\n
      • Loan Products<\/li>\n
      • View loan Requirements<\/li>\n<\/ul>\n

        \n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”60px”][vc_row_inner][vc_column_inner][vc_custom_heading text=”Results you can measure.” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_empty_space height=”20px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/3″]

        \n\t\t

        \n\t\t\t$<\/span>0<\/span>m<\/span>\n\t\t<\/h3>\n\t
        Cost savings from a complete customer experience redesign for a global retailer<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]
        \n\t\t

        \n\t\t\t<\/span>0<\/span>%<\/span>\n\t\t<\/h3>\n\t
        Reduction in year-over-year contact minutes for a consumer manufacturer<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=”1\/3″]
        \n\t\t

        \n\t\t\t<\/span>0<\/span>%<\/span>\n\t\t<\/h3>\n\t
        Improvement in customer satisfaction ratings for a large provider<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

        [vc_row][vc_column width=”1\/3″][vc_empty_space height=”30px”][\/vc_column][vc_column width=”1\/3″][vc_empty_space height=”30px”][\/vc_column][vc_column width=”1\/3″][vc_empty_space height=”30px”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1790842716268{padding-top: 60px !important;padding-bottom: 60px !important;background-image: url(https:\/\/mavencocoop.com.ph\/wp-content\/uploads\/\/2017\/11\/bg-h4-5.jpg?id=942) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”Lending Policy”][vc_column][vc_custom_heading text=”LENDING POLICY” font_container=”tag:h2|font_size:50|text_align:center|color:%23FFFFFF” use_theme_fonts=”yes” css=””][vc_empty_space height=”30px”][vc_row_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space height=”60px”][vc_row_inner][vc_column_inner][vc_custom_heading text=”Results you can measure.” font_container=”tag:h2|text_align:center” use_theme_fonts=”yes”][vc_empty_space height=”20px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][vc_column_inner width=”1\/3″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-286","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/pages\/286","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/comments?post=286"}],"version-history":[{"count":27,"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/pages\/286\/revisions"}],"predecessor-version":[{"id":2335,"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/pages\/286\/revisions\/2335"}],"up":[{"embeddable":true,"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/pages\/10"}],"wp:attachment":[{"href":"https:\/\/mavencocoop.com.ph\/index.php\/wp-json\/wp\/v2\/media?parent=286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}